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Heads up: my HOA's 'minor repairs' rule bit me at exactly $500 in materials
I read our covenant last month and it says anything under $500 in materials counts as a minor repair I can do myself without a permit, so I bought $487 of lumber for a fence gate and thought I was clear. Turns out the rule says materials only, labor is separate, and the county counts my own labor at $45 an hour, which pushed me over and got the gate flagged. If you're leaning on a dollar cutoff like this one, read what gets counted before you buy, the wording matters more than the number. Has anyone else run into a dollar limit where the definition of the cost is what actually decides it?
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