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Best week I ever had fixing credit was a total accident
Back in 2018 I was helping a buddy in Phoenix clean up his report. He had like 7 old collections from a storage unit he forgot about. I sent out disputes on a Tuesday, just the basic template from Credit Karma. By Friday, 5 of them were gone. Poof. No fight no nothing. The other 2 got deleted the next week after I sent a follow up. Felt like winning the lottery. Never had a string of luck that fast before or since. Most weeks it's a grind calling and waiting months. Anyone else ever catch a wave like that with deletions?
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mason_reed4710d ago
Nah I'm with Eric on this, that timeline sounds way too convenient.
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ericcraig10d ago
Wait so you're telling me you used a basic Credit Karma template and wiped out 5 collections in 3 days? I gotta call BS on that a little bit. Not saying it didn't happen, but those generic templates usually get thrown out or just get a quick "validated" response. What did you even put in the dispute? I'm genuinely curious because I've been doing this for years and the only time I've seen speed like that is when the collection agencies were already slacking on their paperwork or the accounts were way past the statute of limitations. Did you check if those storage fees were from the same company or did they get sold to different junk debt buyers?
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