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Discovered my rental history was being reported to a different credit bureau the whole time
I was trying to figure out why my score kept dipping even though I paid my rent on time for like 2 years near Austin, TX. Turns out my property manager was only reporting to TransUnion, but I was checking Experian all along. A leasing agent mentioned it when I applied somewhere new and they pulled all three. Now I gotta figure out if I can get my past payments added retroactively or if that's even a thing. Has anyone successfully pushed a landlord to backdate rent payments to raise their score?
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