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Dropped $400 on a credit repair service before my apartment application and it burned me bad
I paid a company $400 upfront back in March to clean up two old collection accounts on my credit report because I was trying to get approved for an apartment in Phoenix and my score was sitting at 561. They promised me 30 days and a 60 point jump, and I was desperate enough to believe it. Six weeks later the collections were still on my report, one of them had actually updated the balance higher, and the company kept telling me they were "waiting on the bureaus." I finally pulled my own free reports and saw they had only mailed one dispute letter to one bureau, for one account. My application got denied, I lost the $400, and my score had barely moved to 568. I ended up calling the collection agencies myself and got one removed in about 20 minutes. Has anybody else gotten flat out played by one of these credit fix places, and did you ever get your money back?
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