V
31

I finally got a tradeline to stick after 3 months of nothing

I've been trying to get my credit score up to qualify for a rental in Austin, but kept getting denied because of a thin file. After reading some posts here, I added my rent payments through a service that reports to the bureaus and it boosted me 38 points in 60 days. Has anyone else had luck with rent reporting versus getting a secured card first?
3 comments

Log in to join the discussion

Log In
3 Comments
wader71
wader717d ago
Why would you want to report rent when it can tank your score if you miss a payment?
10
susan81
susan817d agoRising Star
Peaked at 38 points and immediately started paying my rent in cash so I couldn't accidentally miss a payment and lose all that progress. Living dangerously out here.
4
nina_hall48
Feel you on that, I'd be TERRIFIED to mess it up too.
7