I thought those 'rent reporting' services were a total scam until my score jumped 40 points in 4 months.

3 comments

3 Comments

My stubborn self refused to try one for two years. I mean, I was sure it was just a data grab, but that kind of jump is hard to argue with. Guess I was the scam all along.

ruby6598d ago

My dad still thinks closing cards hurts your score.

marybutler8d ago

Remember when everyone said you had to carry a credit card balance to build credit? I had a friend who would leave like fifty bucks on his card each month because he thought the interest proved he was reliable. He paid so many fees before someone finally told him it was a total myth.