Question about the 2-year waiting period and my Chap 7 discharge date
Filed Chapter 7 back in March 2022 and got discharged that June. Applied for an FHA loan and got denied because they counted from the discharge date, not the filing date. I found a mortgage broker in Columbus who showed me the HUD rule and got me approved after 25 months by pulling my case number off the court site myself and printing the discharge order. Anyone else deal with a lender and broker who read the wait time two different ways?