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Vent: I paid $300 for a credit repair housing workshop and it felt like a total scam
I saw an ad for a local workshop promising to teach you how to buy a house with bad credit. It cost $300 and was a full day session. The presenter mostly just read from basic articles you could find online for free and pushed their own expensive coaching package at the end. On the other side, my friend spent $50 on a specific book about FHA loans and credit repair timelines, and it actually gave her the steps to raise her score 40 points in six months. So was my experience just bad luck, or are most of these paid events not worth it? Has anyone else found a cheap resource that actually helped?
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jake_patel6mo ago
Three hundred bucks to watch someone read a blog post out loud? That's a special kind of robbery. Your friend's fifty dollar book sounds like it actually did something, which is more than I can say for that workshop.
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jake_wells126mo ago
Hot take: Total scam, sorry.
That really sucks, man. Sounds like they just wanted to sell you the next expensive thing. A lot of those workshops are like that, preying on people who really want to fix their credit. Your friend had the right idea with a specific book. The free info from the FHA website or a non-profit housing counselor is usually way better than some paid guru. Did you try to get a refund at all?
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fionam116mo ago
Ugh, did you ever get that sinking feeling you just paid for common sense? I dropped cash on a "credit secrets" webinar once and the big reveal was basically "pay your bills on time." Felt like a total clown. You're spot on, @jake_wells12, they always have that next expensive course or mastermind to sell you. My cousin got real help from a housing counselor for free, while I was over here watching a guy in a too-tight suit tell me to dispute everything, which is terrible advice. Learned my lesson the hard way.
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