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Warning: My old apartment complex sent a $1200 collections bill to the wrong address
I moved out of my place in Phoenix last year and thought everything was settled. Turns out they sent a final utility bill to my old unit, not me, and it went to collections. I only found out when a lender pulled my report for a home loan pre-approval. It took me almost five months of calls and letters to get it cleared off my credit. Has anyone else had to fix a collections account they never even knew about?
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charles7206mo ago
My credit union flagged a similar $900 collections from an old landlord. I sent a certified letter with my forwarding address proof to the collections agency. They removed it in about six weeks after verifying the error.
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olivia_lopez986mo ago
Five months to fix their mistake is insane.
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logan_wood6mo ago
Certified mail with proof of residency is the key. My brother had a medical bill sent to collections by mistake because they used an old address. He mailed them a copy of his driver's license and a utility bill, and it was cleared in under 30 days.
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