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Spent $15 on a big wall calendar and it finally got my partner and I to talk about our spending before the month even starts.
We write down every bill and big expense we know is coming, which stopped us from being surprised by the car insurance payment and dipping into savings last week.
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rowan_barnes10d ago
My buddy Dave did the same thing with a whiteboard. They wrote "vet bill" on the 15th and it totally saved them. When their dog actually ate a sock that week, the money was already set aside. No panic, no credit card. Just crossed it off and moved on.
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phoenixk6410d ago
How can something so simple work so well? I always thought you needed a fancy app, but seeing it all in one place makes it real. This might just get me to try it.
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max_cooper2110d ago
Right? I downloaded like three budgeting apps last year and got so lost in the graphs I just gave up. My system now is a notebook and a sad looking jar of coins labeled "car trouble fund." It's ugly but I actually know where my money is, which is more than I could say with the fancy stuff. Sometimes the dumb way is the smart way, lol.
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